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Marine is from Vanadzor town where she lives with her husband and daughter (in the photo). Her daughter is 19 years old and studies at European Educational Regional Academy. Marine, together with her husband, works hard to gather enough income to cover the family's costs and sustaining their lifestyle. Unfortunately, the income they gather is hardly enough for the family's living and it is very difficult for Marine to save money for her daughter's education. Marine has applied for this loan to pay for her daughter's university tuition. The loan is very important for Marine and her daughter to be able to complete her education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • 411.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Marine to pay for her daughter's university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 2, 2013
Currency Exchange Loss:
Jun 17, 2014