Willy is a married man aged 35 years. He lives in Lwabbanda with his wife and their children who attend different schools in the Rakai district.
He is a business man who deals in retail and whole sale in the Ddwaniro trading center. Willy is also a farmer and a primary school teacher.
He has been trading since 2010 and he started this business in order to earn a better living.
He has acquired a 2,000,000 UGX loan in order to add to his business. He sells his products to residents of Ddwaniro and other traders from different trading centers nearby.
He hopes to enlarge his business so that he can supply his customers on a larger scale. He faces the problem of delayed payments by his customers since the majority of them take goods on credit.
He describes himself as a hard working man. His advice to lenders is to always monitor their clients in order to give guidance where necessary.