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Lydia's Group
In this Group: Lydia, Thomas, Christian
Lydia is 49 years old, married, and has a young son who is one-and-a-half years old. She lives in Accra, Ghana, with her family. Her husband sells second-hand clothing, and she sells eggs.

Lydia has a secondary education and is a very responsible and enterprising woman. She plans to purchase a large quantity of eggs from the central market, and thus she requires a loan.

Lydia's Group has been together for three years. They sell eggs, provisions, and medicine. The group needs a total of GHS 1,850 to be able to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $2,643
    Average annual income
  • 18
    View loans »
    Ghana Loans Fundraising
  • $11,207,575
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Lydia's Group's $950 loan helped a member to buy more eggs for resale.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 1, 2013
Listed
May 2, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013