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Djiguiya Group
In this Group: Tatou , Kotimi , Minata , Maratou
All of them married in traditional extended families, the four women of the group DJIGUIYA average 39 years of age and six children each. The women all live in the village of DIELI district, in Cercle de SAN, in Région de Ségou (4th administrative region of the Republic of Mali), and they know one another through ties of community, marriage, and kinship. They sell a variety of goods and soaps.

With the goal of increasing their business capital, the group members joined the microfinance institution Soro Yiriwaso and are now on their third solidarity loan.

Ms. MARATOU (second person standing from the right in the photo) excels in selling commercial and artisanal soaps, and she intends to use her loan to purchase 8 sacks of 'kabakourouni' and 10 sacks of
BT et fanico. She gets her supplies from SAN wholesalers. Accepting cash or credit, she makes her sales at home and at the DIELI fair each Thursday. Her customer base is composed of men and women.

With this loan, Ms. MARATOU hopes to make an average monthly profit of 22,000 francs CFA that will be used for reinvesting in her business and meeting household needs.
View original language description ↓
Toutes mariées dans des familles traditionnelles élargies, les quatre femmes du groupe DJIGUIYA ont en moyenne 39 ans et 6 enfants. Elles habitent toutes le village DIELI cercle SAN dans la région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de mariage et de parenté. Elles font la vente de divers articles et de savons.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 3e prêt solidaire.
Madame, MARATOU (2e personne debout de la droite vers la gauche) excelle dans la vente de savons de fabrication artisanale et industrielle et elle compte utiliser son prêt pour acheter 8 sacs de kabakourouni et 10 sacs de BT et fanico. Elle s’approvisionne auprès des grossistes de SAN et effectue ses ventes au comptant, en détail et à crédit à une clientèle composée d’hommes et de femmes, à domicile et à la foire de DIELI tous les jeudis.
Avec ce prêt, Madame MARATOU espère réaliser un bénéfice mensuel moyen de 22000FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge des besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,000
    Funds lent in using Kiva
  • 502.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD