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Ms. Ndèye is a married businesswoman and mother of a family who lives near the branch office. She has been working in the commerce of secondhand clothing and has twenty years of experience. Ndèye helps out her husband in meeting family expenses. She starts her day at 9 AM and finishes at 7 PM. She is requesting this loan of 500,000 francs to bolster her business capital by purchasing bales of used clothing, which she resells to her potential customers, so as to earn more income. With the profits, Ndèye is going to increase her working capital and improve her family's living conditions. She would like to be a wholesaler and monopolize the distribution of secondhand clothing in the market.
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Madame Ndèye est une commerce mariée et mere de famille qui habite aux environs du guichet. Elle évolue dand le commerce de la friperie et a une expérience de 20ans. Elle a une place dans une marché de la commune. Ndèye aide son mari dans les charges familiales, elle commence sa journée à 9h pour la terminer à 19h. Elle sollicite ce prêt de 500.000 F pour renforcer son fond de commerce en achetant des balles de friperie qu'elle revende à ses clients potientiels pour générer plus de revenus. Avec ses bénéfices, Ndèye va augmenter son fond de roulement et améliorer les conditions de vie de sa famille.Elle voudrait être grossiste et tenir le monopole de distribution de friperie dans le marché.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 37
    View loans »
    Senegal Loans Fundraising
  • $14,274,375
    Funds lent in using Kiva
  • 502.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD