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Najma
Ms Najma is a married woman and the mother of two. Both of her children are in school She has been running a business trading cloth for the last two years. She purchases a variety of cloths from the main city and then sells them to the people in her vicinity. She has become well-known for selling good quality cloth in her community.

Najma has requested a loan of Rs. 40,000 from Kashf Foundation to buy a stock of different cloth for the summer season taking into account the choices and taste of her customers. In this way, she will be able to earn more income through greater sales.

She is in her 7th loan cycle with a good repayment history. She hopes to have a good experience with this new loan and wants to grow her business. She dreams of giving a good quality education to her children through all her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 161
    View loans »
    Pakistan Loans Fundraising
  • $13,278,425
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Najma to buy a stock of different cloths for the summer season taking into account the choices and taste of her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 1, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014