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Ma. Edwina

Update on Ma. Edwina

Ma. Edwina is 40 years old and married, with four children.

Ma. Edwina works hard to provide for her family. She runs a general store in the Philippines and has requested a PHP 14,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to purchase more items, like snack foods, canned goods, and other miscellaneous items.

Ma. Edwina has been in this business for 16 years and has previously received funds through Kiva. Ma. Edwina aspires to save money to expand her business and to continue to send her children to college.

Previous Loan Details

Ma. Edwina is 39 years old and married with 4 children. With 3 children in school, Ma. Edwina works very hard to provide for them. Ma. Edwina runs a general store in the Philippines and requested a PHP 14000 loan through NWTF to purchase more grocery items to sell. Ma. Edwina has been in t... More from Ma. Edwina's previous loan »

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 714
    View loans »
    Philippines Loans Fundraising
  • $63,203,625
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ma. Edwina to purchase more items for her store, like snack foods, canned goods, and other miscellaneous items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 30, 2013
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Ma. Edwina. It was first posted on Kiva on Oct, 2012. Learn More