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Update on Benito

Benito, 65, lives in his own house with his family. He has made a living for 10 years growing basic grains such as corn and millet. He also grows jocote [a fruit that's also known as mombin].

He's a very responsible and honest man who's dedicated to his job. He sells his crops to the grain merchants near his home. He's able to cover some of his household expenses with his profits.

Benito wants to buy fertilizer, seed, soil amendments, and other things to have a better harvest. This is why he's requesting a loan that will allow him to buy those supplies and have better income and greater economic stability.
View original language description ↓
Benito de 65 años de edad vive en casa propia con su familia, el se dedica al cultivo de granos básicos como: maíz, maicillo y tambien al cultivo de jocotes, desde hace 10 años, es un hombre muy responsable, honesto y dedicado en su trabajo, vende sus cultivos con los comerciates de granos basicos cerca de su lugar de residencia con las ganancias que obtiene de sus ventas logra cubrir algunos de los gastos que tiene en su hogar. Don benito desea comprar fertilizantesn semillas, abonos, entre otras cosas para tener una mejor cosecha por eso solicita un credito que le permita comprar lo antes mencionado y asi el pueda tener mejores ingresos y tener una mejor estabilidad economica.

Previous Loan Details

Benito, 64, lives in a house of his own in a rural zone with his family. He farms basic grains like corn, beans and sorghum; he also raises jocotes [fruit also known as Red Mombin, Purple Mombin, Hog Plum, Sineguela, and Siriguela]. This is his main source of income. He has been in this activi... More from Benito's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 748
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Benito to buy agricultural supplies, fertilizer, soil amendments, seed, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 10, 2013
Apr 28, 2013
Currency Exchange Loss:
Apr 16, 2014