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This is 40-year-old Fayia. He is married with one child, who is 11 years old. In 2006, Fayia established a drink and grocery business. He began his business in order to take care of his family. His business is located in the outskirts of town and his main customers are the general community. Working 7 days a week and 17 hours a day, he earns about 700,000 SLL every month. He would like a loan in the amount of 5,000,000 SLL. Fayia requires a loan in order to buy more drinks for resale. He hopes that, with proper usage, this loan will support him. In the future, Fayia plans to expand and to open more branches. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fayia to buy more drinks for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 30, 2013
Currency Exchange Loss:
Jan 17, 2014