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Baba Sairam Self Help Group
In this Group: Dukhi, Ruma, Mamata, Surekha, Sbita, Rama, Pramila, Kabita, Urbashi, Rina, Narmada, Bandana, Binodini
Dukhi, 53, is married and has one daughter. Her family lives in a village of the Khorda district of Odisha, India. Dukhi and her husband earn a living through farming. They grow vegetables and rice in their field. Having been in this business for two years, she is able to earn approximately 5,000 INR per month to meet her family’s needs.

Dukhi is leading a group of 13 members to apply for a loan with People's Forum. As the leader, she is going to use her portion of the loan to buy fertilizers and pesticides for her farmland and to cover operational costs. Other members of her group are engaged in different types of activities such as goat farming and operating general stores. With this loan, she hopes to grow more crops and sell them for a good price to make a better living to send her children to school. The members of the group Baba Sairam Self Help Group are very responsible and ambitious.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 164
    View loans »
    India Loans Fundraising
  • $5,355,125
    Funds lent in using Kiva
  • 54.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Baba Sairam Self Help Group's $3,125 loan helped a member to pay for purchasing fertilizers and pesticides and to cover operational costs.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 9, 2013
Apr 30, 2013
Currency Exchange Loss: