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Magdalena Del Rosario
Magdalena, 24, is single and lives in the city of Ica with her parents and her young daughter, whom she loves and who is her main reason for living. She is a very friendly, hardworking, and enthusiastic person who dedicates all of her efforts towards providing for her daughter, since she is both mother and father to her.

Unfortunately, due to a lack of resources and the need to begin working at a young age, Magdalena was not able to study a professional career in nursing as she would have liked. In her free time, she likes to play with her daughter and sometimes she cooks a delicious Carapulcra con Sopa Seca (a traditional Peruvian stew) to share with her family.

By her own initiative and with plenty of effort and dedication, Magdalena works in her small business selling lenses, frames, and sunglasses. She also has a taxi which she rents out to drivers so they can offer transport services in the city. She works every day for about 12 hours per day, and she believes that her work is going well because of the good prices and friendly service which she offers to her clients.

Magdalena is very grateful to the Kiva lenders because thanks to their help, she will be able to buy spare parts and perform essential maintenance on her taxi. Her taxi will then be in better condition, so she will be able to continue working and putting in effort to achieve her great dream of having an optician's shop and her own house.
View original language description ↓
Magdalena es una mujer de 24 años, es soltera, vive en la ciudad de Ica con sus padres y su pequeña hija, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeña, ya que ella es padre y madre para su pequeña; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Magdalena no pudo estudiar la carrera profesional de Enfermería que deseaba, en sus ratos libres el gusta jugar con su pequeña y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Magdalena trabaja en su pequeño negocio de venta de lentes, monturas y lentes de sol, adicionalmente tiene un taxi, el cual alquila a choferes para que brinden servicios de transporte en su ciudad, ella trabaja todos los días por un aproximado de 12 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Magdalena se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y el mantenimiento general que necesita su taxi, de esta manera Magdalena tendrá su herramienta de trabajo en mejores condiciones, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una óptica y su propia casa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Magdalena Del Rosario to buy replacement parts and perform maintenance on her taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2013
Listed
Apr 30, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013