Magdalena Del Rosario
Unfortunately, due to a lack of resources and the need to begin working at a young age, Magdalena was not able to study a professional career in nursing as she would have liked. In her free time, she likes to play with her daughter and sometimes she cooks a delicious Carapulcra con Sopa Seca (a traditional Peruvian stew) to share with her family.
By her own initiative and with plenty of effort and dedication, Magdalena works in her small business selling lenses, frames, and sunglasses. She also has a taxi which she rents out to drivers so they can offer transport services in the city. She works every day for about 12 hours per day, and she believes that her work is going well because of the good prices and friendly service which she offers to her clients.
Magdalena is very grateful to the Kiva lenders because thanks to their help, she will be able to buy spare parts and perform essential maintenance on her taxi. Her taxi will then be in better condition, so she will be able to continue working and putting in effort to achieve her great dream of having an optician's shop and her own house.
Por iniciativa propia, con mucho empeño y dedicación, Magdalena trabaja en su pequeño negocio de venta de lentes, monturas y lentes de sol, adicionalmente tiene un taxi, el cual alquila a choferes para que brinden servicios de transporte en su ciudad, ella trabaja todos los días por un aproximado de 12 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Magdalena se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y el mantenimiento general que necesita su taxi, de esta manera Magdalena tendrá su herramienta de trabajo en mejores condiciones, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una óptica y su propia casa.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid