On his own initiative and with great effort and dedication, Felix works for a consulting business in his city. He works approximately 10 hours every day and believes it's going well for him because of his good performance and friendly treatment of others.
Felix is very grateful to Kiva lenders because thanks to their help he'll be able to buy construction materials. This will be a big help to him because he wants to enclose a small plot of land he has acquired. This way he'll continue working and making the effort to realize his big dream of having a suitable and secure home.
Por iniciativa propia, con mucho empeño y dedicación, Felix trabaja como empleado en una empresa consultora de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Felix se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, los cuales le servirán de mucho ya que desea cercar un pequeño terreno que ha adquirido, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda adecuada y segura.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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