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Anonymous
This borrower lives in Guayaquil. She stated out selling food with her mother in the neighborhood of Pascuales. She later moved to another house, but she continued her food business. The borrower now sells in the southern part of the city. She greatly enjoys cooking and currently works by herself from 2:00 P.M. to 9:00 P.M.


The borrower has difficulty when she goes into relapse, so she is not able to work. She is a person living with HIV/AIDS. In addition, she must deal with the crime that exists in the area where her business is located.


The borrower is single and has a one-year-old child. Her loan will be used to buy rice, tables, and chairs. Her dream is to have a house of her own where she can enjoy being with her child. She would also like to sell cola in her restaurant.

View original language description ↓
La clienta vive en Guayaquil. Empezó vendiendo junto a su mamá comida en pascuales luego que se cambio de casa siguien con el negocio de comida y ahora vende en el Sur de la ciudad ya que a ella le gusta mucho cocinar, trabaja sola de 14h00 a 21h00.

La dificultad que ella tiene es cuando recae no puede trabajar ya que ella es pvvs (persona viviendo con vih sida) y la delincuencia que hay en el sector donde ella tiene su negocio.

Es soltera, tiene un hijo de 1 año, con el préstamo quiere comprar arroz mesas y sillas. Su sueño es tener una casa propia, para disfrutar junto a su hijo y tener en su restaurante venta de cola.

Additional Information

More information about this loan


This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  


Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped this borrower to buy rice, tables, and chairs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 27, 2014