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This borrower lives in Guayaquil. She started selling food, such as vegetable stew with rice and meat, to her closest friends. She currently rents a space where she serves dishes such as vegetable stew with rice and meat, chicken, and chops. She works from 2:00 P.M. to 10:00 P.M.

The borrower faces difficulty on occasion when her illness does not allow her to cook. She is a person living with HIV/AIDS. She is not married and has a 12-year-old child who is studying at a state school.

With this loan, the borrower will buy products, such as meat and vegetables, for preparing her offerings. Her dream is to have a house of her own where she can enjoy being with her daughter. She would also like to be in a stable location and, most of all, remain healthy.

View original language description ↓
La clienta vive en Guayaquil. Empezó vendiendo comida como arroz con menestra y carne a sus amistades más cercanas, actualmente alquila un local y es hay donde vende sus platos como arroz con menestra y carne, pollo, chuleta. Trabaja desde las 14h00 hasta las 22h00.

Su dificultad es que en ocasiones su enfermedad no la deja cocinar ya que es pvvs (persona viviendo con vih sida). No es casada, tiene un hijo de 12 años el cual estudia en escuela fiscal.

Con el préstamo quiere comprar productos de carnes, vegetales para sus prestamos. Su sueño es tener una casa propia disfrutar junto a su hija, casarse tener un local estable y sobre todo tener salud.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy meat and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 29, 2013
Currency Exchange Loss:
Nov 21, 2013