Darwin is 23 years old. He is single and he lives with his parents in the canton of Chillanes in the Bolívar province. Darwin sells grain. He is asking for the loan for working capital and to be able to increase his business. The purchases are made in the community of Torreloma, and Darwin sells them in the market of Santa Rita.
Darwin's dream is to improve his business and give his parents economic support. The challenge that he faces is improving his economic stability with the growth of the business.
In his free time, Darwin likes to do sports like indoor soccer and volleyball.
Darwin tiene 23 años de edad es soltero vive con sus padres en el Cantón Chillanes Provincia Bolívar.
Darwin s dedica a al comercio de grano.
Solicita el crédito para capital de trabajo y poder incrementar el negocio.
Las compras lo realizan en la comunidad de torreloma y los comercializa en el mercado de Santa Rita.
Su sueño es mejorar el negocio y darles un apoyo económico a sus padres.
El desafío que enfrenta es mejorar su estabilidad económica con el incremento del negocio.
En su tiempo libre le gusta realizar deporte como jugar indor y bolí.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!