Update on Beldis YolandaBeldis is 44 years old, a single mother, has three children and lives with them in a suburb of San Francisco, Atlantida. She set up her own beauty salon in her home four years ago and provides services such as tints, manicures, highlights, treatments, hairstyles, smoothing, washes, and women’s cuts. She also sells beauty products. She is asking for a second loan in the amount of 15,00 Lempiras which she will use to buy beauty products such as tints, treatments, hair creams, shampoos, etc. to use in her salon and also to sell to her customers. The loans allow her to improve her customer service. Her goal is to always get her children ahead and improve her business.
Previous Loan DetailsBeldis, 43, lives in a common law relationship and has two children; she lives in the municipality of San Juan Pueblo, Tela. Beldis likes beauty very much so she determined to study beauty in an academy to reach her dream of having her own business. Three years ago she opened it and she… More from Beldis Yolanda's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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