San Felipe de Alzati is an indigenous community where most of the people work growing poinsettias. It is said that San Felipe is the number one producer of poinsettias in the country. Year after year, it produces more than 8 million flowers of different varieties and it provides 2,500 direct jobs. Lamberto says that they are proud to belong to this village, because he says, "In my village we are hard-working people with a great desire to move forward." He has a butcher shop in the middle of his town. He has 17 years of experience in his business. He says that he started his business to advance his family. He has two children. One of them is in prep school and the other is three years old and doesn't go to school yet. He raises cattle and pigs to later sell by the kilo in his butcher shop. He says that he really likes what he does because he is very attentive to his business and to his animals. He says that he opens his shop starting at 8 in the morning and he closes it at six in the evening, because people come to buy meat almost all day. He also sells sausage that his wife makes. He is asking for a loan to buy some cattle to raise and later sell in his butcher shop. He says that he is very happy to work with Vision Fund, because it has not been difficult and he has been able to make his payments on time. The other groups members are Adriana, Adalberto, Lorena, and Noema. They are going to invest in their businesses, which are: buying footwear and clothing through a catalogue in order to sell them; buying, raising, and selling pigs; and buying chicken to sell by the kilo.
San Felipe de Alzati es una comunidad indígena donde la mayoría de las personas se dedica al cultivo de flores de Nochebuena, se dice que San Felipe es el primer productor de noche buena del país y que año con año produce más de 8 millones de flores en diferentes especies y da 2500 empleos directos.
Dice don Lamberto que estan orgullosos de pertenecer a este pueblo ya que dice él “en mi pueblo somos gente trabajadora y con muchas ganas de salir adelante” el tiene una carnicería en el centro de su población con la cual lleva 17 años trabajando en su negocio, dice que puso su negocio para sacar a su familia adelante el tiene dos hijos uno de ellos estudia la preparatoria y el otro tiene 3 años y todavía no va a la escuela.
El cría reces y cerdos para después venderlos por kilos en su carnicería, dice que le gusta mucho lo que hace porque está al pendiente de su negocio y de sus animales, platica que abre su changarro desde las ocho de la mañana y cierra a las seis de la tarde ya que casi todo el día le van a comprar carne, también vende longaniza ya que su esposa la hace, el está pidiendo un crédito para la compra de unas reces para criarlas y venderlas en su carnicería, dice que él está muy contento de trabajar con Visión Fund porque no se la ha hecho pesado y a podido pagar en forma y tiempo sus créditos. Los otros integrantes del grupo se llaman Adriana, Adalberto, Lorena y Noema ellos van a invertir en sus negocios de para la compra de calzado y ropa por catalogo para su venta, compra, cría y venta de cerdos, para la compra de pollo para su venta por kilos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.