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Luisa Ercilia

Update on Luisa Ercilia

Luisa is the mother of three adult, hardworking children, who she and her husband are very proud of. They raised them humbly but they support them unconditionally. Luisa sells food and has her husband’s support. He is retired now. Her goal is to continue this work routine because it’s her only source of income and it helps her pay the various household expenses. She is asking for this loan so that she can buy more products, such as meats, basic grains, vegetables, and fruits for her drinks.
View original language description ↓
Doña luisa, madre de tres hijos ya todos mayores de edad y trabajadores, es un gran orgullo que tiene ella y su esposo porque de manera humilde, pero han sabido encaminar a sus hijos quienes la apoyan incondicionalmente, doña luisa siempre se dedica a su negocio la venta de comida y obtiene el apoyo de su esposo quien ahora es jubilado, su meta es seguir manteniendo el mismo ritmo de trabajo ya que es su único medio de ingresos, que le ayuda a sufragar los diferentes gastos del hogar, por eso solicita este crédito para invertir con mas productos de carnes, granos básicos, verduras y frutas para los refrescos.

Previous Loan Details

Luisa continues with her eatery business, which specializes in roasted and baked chicken. These are in great demand by her customers. She, together with her husband and children, has helped her business grow, and she has been strengthening it with loans from Afodenic. She only used the loans f... More from Luisa Ercilia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,053,975
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Luisa Ercilia to buy basic grains, fruits, and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 3, 2013
Currency Exchange Loss:
May 17, 2014