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Vilma is forty-one years old, married, and has four children. With this loan, she wants to buy chickens to fatten and then sell for profit. This will help her and her family improve their lot in life. This is the first time Vilma takes out a loan with the field partner. She says the credit committee helped her a lot and made the whole process very easy. With this project, she hopes to grow and reach her goals, so that her family may enjoy a better standard of living and more economic stability. This is her first loan with the field partner. She never took out a loan in a government bank but chose FUDECOSUR directly because they provide loans more easily and with much lower interest rates.
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Vilma tiene la edad de 41 años, es casada y tiene cuatro hijos. Ella con crédito lo quiere para la compra de pollos de engorde y cuando estén grandes venderlos y obtener una ganancia. El negocio le ayudará a él y a su familia a salir adelante. Es la primera vez que Vilma se financia con FUDECOSUR, ella manifiesta que el comité de crédito le ha ayudado mucho y le ha brindaron muchas facilidades. Ella espera que con este proyecto crezca y logre sus objetivos y así pueda en un futuro brindarle a su familia una mejor calidad de vida y una mejor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 37
    View loans »
    Costa Rica Loans Fundraising
  • $4,443,750
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Vilma to buy chickens.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 28, 2013
Currency Exchange Loss: