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Cesar Eduardo
Cesar is 25 years old. He is single, and lives in the town of Ica, in the district of Parcona, with his parents and siblings. He is a very nice, hard-working, and enthusiastic person, who always wants to do his best. Unfortunately, due to his economic situation and the need to start working at a very young age to help his parents, Cesar was unable to study business administration, which is what he would have liked to do. In his spare time, he likes to watch movies, and sometimes cooks a delicious chicken-and-rice dish called 'arroz con pollo', which he shares with his family. On his own initiative, sparing no efforts, and with admirable dedication, Cesar works as a labourer on a farm belonging to an agricultural union in his town. He works every day for about ten hours and attributes his success to his efforts and his amiability towards other people. Cesar is very grateful to Kiva lenders, since, thanks to their help, he will be able to buy an oven to replace the kerosene-powered stove he is currently using, which is flawed and hazardous. Thus, Cesar and his family will be able to cook in a more safe and secure manner. He wants to keep working towards his great dream of learning a profession and improving both his lot in life and his family's fortunes.
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Cesar es un hombre de 25 años, es soltero, vive en la ciudad de Ica, en el distrito de Parcona con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Cesar no pudo estudiar la carrera profesional de Administración de Empresas que deseaba, en sus ratos libres le gusta ver películas y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Cesar trabaja como obrero de campo en un fundo agrícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Cesar se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una cocina, la cual le servirá de mucho, ya que actualmente la cocina de Kerosene que utiliza presenta desperfectos y es peligroso su uso, de esta manera Cesar y su familia podrá preparar de manera más adecuada y segura sus alimentos, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional y al lado de su familia desea poder salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $54,001,225
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD