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Womama Afi
Mrs. Womama Afi A. was born in a small village named Wouévé in Togo. She is married and the mother of two children. She is a very clever business person, who knew to identify the needs of her area before starting her business. Since 2005 she has lived in a new district where the buildings are in the middle of construction. Thus, she opened a hardware shop in this district to satisfy the needs of the contractors, who previously were forced to buy the items further away. Mrs. A. has made progress in her business as her supply is no longer enough to meet the demand. She would like to increase her stock. That is why she is taking out this first loan.

Translated from French by Lucia Franzese, Kiva volunteer.



Madame A. Womama Afi est née dans un petit village, Wouévé au TOGO. Elle est mariée et mère de 02 enfants. C’est une commerçante très astucieuse qui a su détecter les besoins de son milieu avant de mettre sur pied son commerce. Elle vit depuis 2005 dans un nouveau quartier où les bâtiments sont en pleine construction. Elle a alors ouvert une boutique de quincailleries dans ce quartier pour satisfaire les entrepreneurs qui étaient obligés d’aller plus loin pour payer les articles dont ils ont besoin.
Madame A. a eu gain de cause car aujourd’hui son stock est insuffisant pour répondre aux demandes. Elle voudrait augmenter son stock. C’est pourquoi elle sollicite ce premier crédit

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 1
    View loans »
    Togo Loans Fundraising
  • $8,758,375
    Funds lent in using Kiva
  • 418.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD