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Elis Johana
Elis is 31 years old, and lives with her husband and their three children, who are all between the ages of 2 and 12. In 2012, Elis started a general store in the city where she and her family live. Her husband grew up in a family with parents who were shopkeepers, and so he learned the trade from a very young age. When he and Elis started their own family, a store was a logical business outlet for both of their talents and abilities. The general store is open to the public from 5:45 each morning until 9:30 every night. Products are bought in cash, and Elis buys merchandise to stock the store from wholesale distributors to generate better profit margins. The majority of the clients at the general store are neighbors and people passing through the area in need of food items and other products for daily use.

This is Elis' first loan with Kiva, and she plans to use the support to purchase merchandise to stock her store, especially products with better shelf lives, which will help her keep her inventory and sales up. Her future goals include owning property and being the full owner of her store. She also hopes to make the most of this investment by leveraging the support to offer high quality products to her clients at affordable, competitive prices.
View original language description ↓
Elis de 31 años de edad es la propietaria de una tienda ubicada en la ciudad, donde habita con su cónyuge y sus 3 hijos en las edades de 2 a 12 años. Su negocio inició en el año 2012 aprovechando que su esposo desde muy niño fue tendero potencial, pues su familia desarrollaba esta actividad comercial, la que al organizar su propio hogar inició con el fin de lograr el sostenimiento de su familia. Su negocio lo abre al público diariamente desde las 5:45 de la mañana hasta la 9:30 de la noche, vende de contado y compra así mismo mayoristas que le ofrecen mejores precios en la medida en el volumen de sus compras sea mayor. Los principales clientes de la Tienda de Elis son sus vecinos y transeúntes, que día a día se concentran para comprar al detalle productos de la canasta familiar para elaborar sus alimentos principalmente. En la actualidad está aplicando a su primer creidikiva, pues necesita continuar ampliando sus ventas comprando víveres de mayor rotación, para mantener inventarios y ganar mas. Mas adelante sueña con comprar un local, seguir hoy prestando un servicio de mayor excelencia compitiendo con precios bajos, para hacer de su credikiva una inversión exitosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 407
    View loans »
    Colombia Loans Fundraising
  • $14,624,200
    Funds lent in using Kiva
  • 1,832.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Elis Johana to purchase merchandise to stock her general store.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2013
Listed
Apr 28, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 18, 2014