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Ngawo's Group
In this Group: Ngawo, Dieynaba, Mboury, Dieynaba, Thioro, Ndeye, Amy Diobé
This 'banc villageois' was created on November 29, 2003. The group comprises seven women who live in the same village. Their main work involves commerce. Ngawo is the group's representative. She is 39 years old, a widow, and the mother of six children, including three girls. Four of her children are adults and one is in school. Ngawo is the one sitting in the middle of the photo.

Ngawo purchases her bread from suppliers in town and then resells the goods in the village and at the bus station. Since the bakery is 3 km from her village, she offers a local service to her customers. The bread she purchases is called 'tapalapa' and is easy to keep.

With her loan, she intends to purchase 14 sacks of bread at 100,000 francs CFA, 4 head of sheep at 100,000 francs, and some animal feed at 50,000 francs. With the profits, she adds to her saving at the 'banc villageois' and supports herself without help. She also covers her child's schooling costs.
View original language description ↓
Le banc Villageois a été créé le 29/08/2003.le groupe est composé de 7 femmes qui habitent le même village,leur activité principal est le commerce.
Ngawo est la représentante du groupe,âgée de 39 ans, elle est veuve et mère de 6 enfants dont 3 filles. 4 de ses enfants sont majeurs et un scolarisé. Elle est assise au milieu de la photo.
Elle achète son pain chez son fournisseur en ville pour vendre au village et à la gare routière. La boulangerie étant a 3 Km de son village, elle offre ainsi un service de proximité a sa clientèle. Le pain acheté s'appelle "tapalapa" et est facile a conserver.
Avec son prêt elle compte acheter 14 sacs de pain a 100 000francs CFA, 4 moutons a 100 000francs CFA et 50 000francs CFA d’aliment de bétail.
Avec ses bénéfices elle épargne dans le banc villageois et se prend toute seul en charge.
Elle paie aussi la scolarité de son enfant.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 93
    View loans »
    Senegal Loans Fundraising
  • $13,894,400
    Funds lent in using Kiva
  • 503.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngawo's Group's $5,525 loan helped a member to purchase bread, sheep, and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Apr 26, 2013
Currency Exchange Loss:
Nov 17, 2013