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Theresa's Group
In this Group: Theresa, Ofori, Samuel, Mavis, Sophia
Theresa’s group has five members and is located in the Greater Accra region. The names of other members are Ofori, Samuel, Mavis and Sophia. They trade in fruits, shoes, coconuts, soap and bags.

Theresa is 35 years old, single and has no children. She sells fruits (pineapples, pawpaw, grapes, bananas, etc). Theresa is pictured with the two men and two women of her group. She has ordered GHS 2,000 wealth of fruits from the market so that she can serve her customers better. She has been doing this business for 10 years.

Theresa joined ID-Ghana in 2010 and has graduated since then. She is in her seventh loan cycle with ID-Ghana now. She would like to increase her capital base, that is why she and the other members are requesting a total amount of GHS 6,300. This will also bring more profits so that she can continue her building project.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Theresa's Group's $3,225 loan helped a member to buy more fruits (pineapples, pawpaw, grapes, banana, etc) to sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 29, 2013
Currency Exchange Loss:
Nov 17, 2013