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Sayora, aged 28, is a young married woman with two small children. She lives in the Gissar district, located in the central-western part of Tajikistan. Her husband is currently working abroad.

Just like her husband, Sayora also works in order to provide for her family. She has been involved in retail for two years now, and owns a retail outlet at her district market. She sells bread and other food products. Sayora loves her job and cannot imagine not being involved in retail.

She is taking a loan to increase her turnover of goods.
View original language description ↓
Сайёра молодая замужняя женщина. Ей 28 лет. У нее двое маленьких детей. Сайёра проживает в Гиссарском районе в центрально-западной части страны. Ее муж в данное время находится на заработках за границей. Сайёра тоже наравне мужа работает и обеспечивает семью. Уже два года как Сайёра работает в сфере торговли. На рынке своего района у нее имеется собственная торговая точка, где она занимается продажей хлеба и продуктов питания. Сайёра очень любит свою деятельность и не может представить себя вне сферы торговли. Кредит берет для увеличения товарооборота.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 178
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sayora to buy bread and other food products to increase her turnover of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 1, 2013
Currency Exchange Loss:
May 17, 2014