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Beatrice is a married woman with four children. She has received schooling but only to the middle school level.

Beatrice sells smoked and dry fish in the Akpafu, Hohoe community, which she has done since 2005 when she realized she need to do something to support her family. Her husband is a farmer.

Beatrice will use the loan to purchase different types of fish to resell.

With the new profits from her expanded business, Beatrice plans to save and increase her working capital.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Beatrice to purchase different types of fish to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 29, 2013
Currency Exchange Loss:
Aug 17, 2013