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Baktygul is 44, and has a son. She works as a salesperson in a store. As a second source of income for her family, she is also involved in animal husbandry. She started this business 10 years ago with 15,000 soms (KGS). Thanks to her hard work, Baktygnul now has 2 head of cattle in her business. With the goal of expanding her business, Baktygnul has turned to the Bai Tushum & Partners Microlending Bank for a loan in the amount of 30,000 soms (KGS) to buy cattle and earn income from selling the milk. Baktygnul plans to invest the proceeds from the loan into further augmenting her animal herd, and also in the near future plans to do some makeshift repairs.
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Бактыгул 44 года, воспитывает сына. Бактыгул работает продавцом в магазине и в качестве дополнительного дохода для своей семьи занимается животноводством, стартовав этот бизнес 10 лет назад с суммы (KGS) 15,000 сом. Благодаря упорному труду Бактыгул в ее хозяйстве на сегодняшний день имеется 2 головы крупного рогатого скота.
В целях дальнейшего развития своего бизнеса, Бактыгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку скота для получения доходов от продажи молока. Доходы от кредита Бактыгул планирует вложить в дальнейшее приумножение количества домашней скотины, а в ближайшее время планирует провести ремонт времянки.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Baktygul to purchase cattle.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 27, 2013
May 1, 2013
Currency Exchange Loss:
Aug 18, 2013