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Arlete is married and the mother of 4 children who go to School; lives in a house she owns and doesn't support anyone else.

She's an assistant at the Ministry of Health. With this loan she plans to buy construction material (blocks, cement, sand, iron, stone and others) to continue the building work on her home.

In future Arlete hopes to complete her house, go back to school and encourage her children to continue with their studies. To this end, she commits to duly paying off the loan so as to solicit further loans from Hluvuku.

Her challenge is to work harder in order to grow professionally and increase her income.
View original language description ↓
Casada e mãe de 4 filhos que frequentam Escola, vive na casa própria e não sustenta mais ninguém.
É auxiliar no Ministério de saúde e com o presente empréstimo pretende comprar material de construção (blocos, cimento, areia, ferro, pedra e outros) para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa, voltar a estudar e incentivar os filhos a continuar com os estudos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais para crescer profissionalmente e receber mais.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 30.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Arlete buy construction material (blocks, cement, sand, iron, stone and others) to continue the building work on her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 29, 2013
Currency Exchange Loss:
May 17, 2014