Joice is a 43-year-old widow living in Kasese, Uganda with her two children. She has been the sole provider for the family after the death of her husband.
Fifteen years ago Joice set up a retail drug shop in order to support her family. Her plans for improvement, though, have been thwarted by inadequate capital and high license fees.
Joice is applying for a 1,000,000 UGX loan through HOFOKAM to buy more drugs to sell. Her goal is to educate all of her children up to university level with her profits, while her dream is to own a pharmacy.