Peris is a 55-year-old married mother of nine children. She describes herself as a competent and committed mother who wants to provide for her family. She is applying for a KES 10,000 loan from SMEP DTM to stock her shop with items to sell, such as sugar, flour and salt. She is also engaged in farming and raising livestock at her place in the Nakuru area. Her challenges include insufficient capital for her business. She sees herself, in five years, with a large chain of shops in her area.