Mrs. Rubangiza, age 35, is an energetic entrepreneur and the vice president of Mapendo Group. She's married and the mother of seven school-attending children. Her husband is a driver.
She provides various products to MONUSCO personnel (United Nations Organization Stabilization Mission in the Democratic Republic of Congo). She's been an entrepreneur since her young age.
She doesn't run a specific business, because she's more trying to catch opportunities. However, the bulk of her business involves ordering products over the phone. She's located on the road to Kavumu airport, on a public space known as Monument roundabout.
This new loan will be used to buy two boxes of "thompson fish" (jack mackerels), four boxes of jam, instant coffee, etc. Police hassles in the airport area are major challenges for her business.
She would like to send her children to school and expand her business. In conclusion, she greatly thanks Hekima for supporting people of modest means with microloans. It must be noted that one of the women in the group is carrying her baby.
La cliente Rubangiza est vice présidente du collectif d’affaire Mapendo, entrepreneur dynamique, âgée de 35 ans, mariée et mère de 7 enfants qui étudient. Son conjoint est un chauffeur. La cliente est fournisseur de divers produits au personnel de la MONUSCO (mission de nations unies pour la stabilisation de la République Démocratique du Congo). Elle est dans entrepreneuriat depuis son jeune âge. Elle n’a pas une activité précise, car elle joue plus, sur les opportunités. Toute fois, le gros de ses activités s’opère à partir de téléphone en passant les commandes de produits. Elle est plus installée sur le route de l’aéroport de Kavumu sur la place publique dit rond point Monument. Ce nouveau prêt va lui servir d’acheter 2 cartons de poissons Thompson, 4 box de confitures, nescafés, etc. Les tracasseries policières dans ce site aéroportuaires sont de défis majeurs pour son activité. Elle souhaite scolariser ses enfants et accroitre l’entreprise. Au finish, elle remercie fortement Hekima pour son soutien aux petits citoyens en microcrédit.Il sied de signaler qu’une cliente porte son bébé.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.