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Dionesia is a resident of Tonod, Manila, in the Philippines. She is married to Pedro, who is a sewer, and has children. Together with her husband, Dionesia manages their household. She and her husband work hard to provide income for the family's everyday needs.

Dionesia operates a business selling clothing, footwear, undergarments, cosmetics, and other products through the popular direct selling brands such as Avon, Fuller Life, Natasha, Boardwalk, and Marikina Shoe Exchange. The dealer pays for the customer's order in cash and the customer has one month to pay. A dealer can offer prices that are lower than those in the catalog and the difference becomes the dealer's profit.

Dionesia's regular customers are her neighbors and local community members. She earns a minimum of PhP 2,000 in sales every week. To help her continue her business operations, Dionesia is requesting a PHP 22,000 loan. She will utilize the loan to buy additional supplies and merchandise, including shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments, and other products. She expects a boost in her business income as she expands her business.

Dionesia hopes to expand her business and dreams that her children will have a good future. She meets with her co-fellowship* members to share life and business stories every week. These meetings also allow her to draw strength and inspiration from the fellowship and the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 747
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Dionesia to pay for additional business supplies and merchandise such as clothing, footwear, undergarments, and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 25, 2013
Apr 29, 2013
Currency Exchange Loss:
Nov 17, 2013