On her own initiative, and with a lot of effort and dedication, she works as a cashier and attends to customers in a pastry shop in her city. She works every day for approximately 12 hours and things are going well for her because she is responsible and she is friendly to others. Concepción is very grateful to Kiva lenders. Thanks to their help, she will be able to improve her home. She wants to plaster, paint, and put down a floor. This way, she and her family will have more security and wellbeing. Concepción will continue working and fighting to achieve her dream of becoming a professional.
Por iniciativa propia, con mucho empeño y dedicación, Concepcion trabaja como cajera y brindando atención al público en una pastelería de su ciudad, ella trabaja todos los días por un aproximado de 12 horas y cree que le va bien su responsabilidad y por el trato amable que brinda a los demás.
Concepcion se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá el mejoramiento de su vivienda, ya que desea tarrajear, pintar y ponerle piso a una de su casa, de esta manera ella y su familia podrán contar con mayor seguridad y bienestar, así pues Concepción seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en una buena profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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