Bella Flor Group
This loan will benefit small businesswomen such as Sra. Modesta. She says that she joined Pro Mujer a year ago after receiving an invitation from a neighbor who is also part of the organization. Modesta currently has a business of selling “añelina” (a coloring agent used for dyeing). She learned this trade twenty years ago from her mother.
The loan she is receiving now will be used to increase her capital for buying “añelina”, which she acquires in bulk from distributors. She later sells the product from her retail space. Working in this manner enables her to generate income to maintain her household. Modesta is married and has four children.
When asked what she likes about Pro Mujer, Modesta said that she enjoys the health services that are offered.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Modesta es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de su vecina que es parte de la institución. En la actualidad ella tiene un negocio de venta de añelina (colorante para teñido); cuenta que este negocio lo aprendió de su madre hace veinte años atrás.
El crédito que ahora sacará es para el aumento de capital (compra de añelina) que adquirirá de las personas distribuidoras, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el servicio médico que ofrece.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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