Las Comadres Group
This loan will benefit small businesswomen such as Sra. Catherin. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Catherin currently has a business of selling jackets. She learned this trade from her family and later decided to establish her own sewing workshop that she manages with her child.
The loan she is receiving now will be used to increase her capital for buying fabrics and a machine that she will acquire at the fairs in the city of El Alto. She will later use these items for making the goods that she will sell from her retail space. Working in this manner enables her to generate income to support her household. Catherin is single and has one child.
When asked what she likes about Pro Mujer, Catherin said that she enjoys the loans and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Catherin es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de chamarras; mismo aprende del trabajo familiar, posteriormente decide establecer su propio espacio de costura ya que tiene un hijo.
El crédito que ahora sacará es para el aumento de capital (compra de telas y máquina) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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