This loan will benefit small businesswomen such as Sra. Ignacia. She says that she joined Pro Mujer seven years ago after receiving an invitation from an adviser from the organization who came to visit her at her house. Ignacia currently manages a neighborhood store. She started this business because she saw there was a need among her neighbors, as well as her own needs, that existed in the area.
The loan she is receiving now will be used to increase her capital for buying sugar, rice, and noodles. She acquires her goods at the fairs in the city of El Alto and then sells them from her retail space. Working in this manner enables her to generate income to support her household. Ignacia is married and has three children.
When asked what she likes about Pro Mujer, Ignacia said that she enjoys the loans and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ignacia es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; mismo que inicia al observar la necesidad de sus vecinos y de ella misma que existía en la zona.
El crédito que ahora sacará es para el aumento de capital (compra de azúcar, arroz, fideo) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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