This group was created at the same time as the Banc Villageois. It gathers women who come from the same neighborhood and also share family ties, which makes it easier for them to get along with one another and facilitates solidarity among the members. In addition to retail, these women are involved in collective gardening.
Totala (standing at the far right in the photo) is the group's featured borrower. Her business revolves around market gardening and selling food products in the village. She has been involved in this activity for many years.
Thanks to her loan, she will be able to increase her stock, which will consequently boost her financing capacity and income.
With the profits, she is planning to improve her family's diet.
Ce groupe est créé au même moment que le banc villageois. Il regroupe des femmes d’un même quartier, elles partagent aussi des liens de parenté ce qui facilite l’entente et la solidarité entre les membres. En plus du petit commerce, elles font du jardinage collectif.
Madame Totala (debout à l’extrême droite) est l’emprunteuse vedette du groupe. Son activité tourne sur la vente de denrées de consommation dans le village en plus de l’activité de maraichage et cela depuis des années.
Son prêt lui permettra d’augmenter son stock en vu d’accroître sa capacité de financement et son revenu.
Avec les retombées, elle compte améliorer la nourriture familiale.
About CAURIE Micro Finance
The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.