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Carlos Cesar
Carlos is a 22-year-old male who is single. He lives in the city of Chincha with his parents and brothers. He is a very nice, hardworking, and enthusiastic person that has a big desire to get ahead. Thanks to his hard work and support of his parents, Carlos is studying the professional career of Business Administration. In his free time he likes to listen to music and in other occasions he cooks a delicious “seco de res” (steak) to share with his family.

Through his own initiative and with determination and dedication, Carlos works as an assistant in a business in his city. He works everyday for about 8 hours. He thinks he does well because he is responsible and kind to everyone.

Carlos is very grateful for the lenders on Kiva. With the help provided he is able to purchase study materials such as books, folders, and office supplies. This way he will have the necessary tools to complete his study. He will continue to work and expend effort to complete his dream to turn himself into a successful professional and slowly get his family ahead.
View original language description ↓
Carlos es un hombre de 22 años, es soltero, vive en la ciudad de Chincha con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Carlos se encuentra estudiando la carrera profesional de Administración de Empresas, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Seco de Res para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Carlos trabaja como ayudante en una imprenta de su ciudad, el trabaja todos los días por una aproximado de 8 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Carlos se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de sus materiales de estudios, como libros, folletos y útiles de escritorio diversos, de esta manera Carlos podrá contar con las herramientas necesarias para cursar adecuadamente sus estudios, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en un buen profesional y poco a poco al lado de su familia desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD