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Kathya Denisse
Kathya is a 25-year-old woman. She lives in the city of Cañete in the Imperial district with her parents and her young daughter. She loves her daughter and she is the main purpose of her life. She is a very nice person, hardworking, and enthusiastic. She dedicates all her effort to getting ahead in life for her young daughter. Kathya is takes the role of mother and father for her daughter. With a lot of effort, Kathya was studying a professional career to become a secretary. Unfortunately, she was not able to finish her studies because of financial problems and the fact that she had to work. She dreams of finishing her studies. In her free time she loves to cook a very delicious carapulca with dry soup to share with her family.

From her own initiative and with a lot of determination and dedication, she works as an employee offering cleaning services, washing, and other household services. Additionally, on the weekends she works in her store selling cell phone equipment such as cases, memory, chargers, USB, and other items. Kathya works every day for approximately 10 hours a day. She thinks that she does well because she is responsible and because she treats people in a kind manner.

Kathya is very grateful for the lenders on Kiva. Thanks to the help provided she can purchase a counter and show window. These will help her to exhibit her best products. This way Kathya will continue to work and strain herself because she has the desire to improve her conditions for herself and her family.
View original language description ↓
Kathya es una mujer de 25 años, vive en la ciudad de Cañete, en el distrito de Imperial con sus padres y su pequeña hija, a quienes ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeña, ya que Kathya es padre y madre para ella; con mucho esfuerzo Kathya estuvo estudiando la carrera profesional de Secretariado, lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar, no pudo culminar sus estudios, pero sueña con poder hacerlo, en sus ratos libres le gusta cocinar una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Kathya trabaja como empleada, brindando servicios de limpieza, lavado y otros cuidados del hogar, adicionalmente los fines de semana trabaja en su pequeño negocio de venta de equipos para celulares, como carcasas, memorias, cargadores, usb y otros, Kathya trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Kathya se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un mostrador y una vitrina, los cuales le servirán de mucho para exhibir mejor sus productos, de esta manera Kathya seguirá trabajando y esforzándose ya que tiene el deseo de mejorar las condiciones de vida de ella y su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Kathya Denisse to purchase a counter and a display case.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
Apr 26, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 18, 2014