From her own initiative and with a lot of determination and dedication, she works as an employee offering cleaning services, washing, and other household services. Additionally, on the weekends she works in her store selling cell phone equipment such as cases, memory, chargers, USB, and other items. Kathya works every day for approximately 10 hours a day. She thinks that she does well because she is responsible and because she treats people in a kind manner.
Kathya is very grateful for the lenders on Kiva. Thanks to the help provided she can purchase a counter and show window. These will help her to exhibit her best products. This way Kathya will continue to work and strain herself because she has the desire to improve her conditions for herself and her family.
Por iniciativa propia, con mucho empeño y dedicación, Kathya trabaja como empleada, brindando servicios de limpieza, lavado y otros cuidados del hogar, adicionalmente los fines de semana trabaja en su pequeño negocio de venta de equipos para celulares, como carcasas, memorias, cargadores, usb y otros, Kathya trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Kathya se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un mostrador y una vitrina, los cuales le servirán de mucho para exhibir mejor sus productos, de esta manera Kathya seguirá trabajando y esforzándose ya que tiene el deseo de mejorar las condiciones de vida de ella y su familia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid