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Victor Hugo
Victor is 33 years old, single, and lives with his parents in the canton of Chimbo, which is in Bolívar Province. He is a professional chauffeur.

Victor is requesting a loan so that he can acquire what he is lacking for example a washer and non-perishable food. He makes his purchases in Chimbo every month. His dream is to have basic necessities so that he can perform his job. The challenge he faces is dealing with the competition.

In his free time, he enjoys sharing with his family.
View original language description ↓
Víctor tiene 33 años de edad es soltero vive con sus padres en el cantón Chimbo Provincia Bolívar.

Víctor es chofer profesional.

Solicita el préstamo para adquirir lo que le hace falta en la casa como lavadora y comida que no se dañe

Les adquiere en Chimbo cada mes.

Su sueño es tener lo básico para realizar su trabajo.

El desafío que enfrenta es la competencia.

En el tiempo libre le gusta compartir con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 82
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Victor Hugo to acquire what he is lacking for example a washer and non-perishable food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 29, 2013
Currency Exchange Loss:
May 28, 2014