Victor is 33 years old, single, and lives with his parents in the canton of Chimbo, which is in Bolívar Province. He is a professional chauffeur.
Victor is requesting a loan so that he can acquire what he is lacking for example a washer and non-perishable food. He makes his purchases in Chimbo every month. His dream is to have basic necessities so that he can perform his job. The challenge he faces is dealing with the competition.
In his free time, he enjoys sharing with his family.
Víctor tiene 33 años de edad es soltero vive con sus padres en el cantón Chimbo Provincia Bolívar.
Víctor es chofer profesional.
Solicita el préstamo para adquirir lo que le hace falta en la casa como lavadora y comida que no se dañe
Les adquiere en Chimbo cada mes.
Su sueño es tener lo básico para realizar su trabajo.
El desafío que enfrenta es la competencia.
En el tiempo libre le gusta compartir con su familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!