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Grace
Grace is a married woman with 3 children. Grace sells bathing sponges, twine, and drying rope near Hohoe lorry station, which she has done to support herself and husband for 6 years now. Her husband is a petty trader. Grace uses her income to assist her husband to feed the home and cater for their children. Grace will use the loan to purchase bundles of rope in different sizes and a variety of sponges. With the new profits from her expanded business, Grace plans to save and acquire a shop.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,207,575
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Grace to purchase bundles of rope in different sizes and a variety of sponges.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013