Gustavo is 25 years old, single, and lives with his family in the canton of Chimbo, which is in Bolívar Province. He is a farmer who grows corn and wheat.
Gustavo is requesting a loan in order to buy farming supplies, urea, compost, and other needed products for his crops so that he can proceed with his work. His purchases are made in the city of Guaranda. His dream is to improve the standard of living for his entire family. The challenges he faces include the very low prices offered at the market and the changes in the weather.
In his free time, Gustavo enjoys playing sports such as soccer.
Gustavo tiene 25 años de edad es soltero vive con la familia en el Cantón Chimbo Provincia Bolívar.
Gustavo se dedica a la agricultura a la siembra de maíz y trigo.
Solicita el crédito para la compra de insumos, ureas, abonos y demás productos necesarios para la siembra y poder adelantar el trabajo.
Las compras lo realizan en la ciudad de Guaranda.
Su sueño es mejorar el nivel de vida de toda la familia.
El desafío que enfrenta es precio muy bajo en el mercado y el cambio de clima.
En el tiempo libre le gusta hacer deporte como el futbol
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!