Nelson, 76, is married and lives with his wife in the canton of Chimbo in the province of Bolívar. He makes a living selling electrical appliances, such as plasma televisions.
He has applied for this loan to buy plasma televisions and other home goods. He makes purchases in the city of Chimbo every week.
His dream is to continue living and to enjoy time with his children. The challenge which he faces is waiting for his salary to increase someday. In his free time, he likes to take walks with his family and his grandchildren.
Nelson tiene 76 años de edad es casado vive con la esposa en el Cantón Chimbo Provincia Bolívar.
Nelson se dedica a la adquisición de electrodomésticos como televisor plasma.
Solicita el préstamo para la compra de televisor plasma y otros bienes para el hogar.
Las compras lo realizan en la Ciudad de Chimbo cada semana.
Su sueño es seguir viviendo y disfrutar con los hijos.
El desafío que enfrena es esperar que algún día haya suba de sueldo.
En el tiempo libre le gusta pasear con la familia y los nietos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!