José is 46 years old. He is married with two chidren. He lives with his wife and their children in the canton of Chimbo, in the province of Bolívar. José makes a living working as a farmer. He has requested a loan to buy supplies, fertilizers, seeds and other products that are necessary for planting. He will make his purchases in the city of Chimbo. His dream is to continue expanding his business. The challenge that he faces is working against whatever problem arises. In his free time he likes to get together with his family.
José tiene 46 años de edad es casado tiene 2 hijos vive con su esposa e hijos en el Cantón Chimbo Provincia Bolívar.
José se dedica a la agricultura.
Solicita el crédito para la compra de insumos, fertilizantes, semillas y demás productos necesarios para la siembra.
La compra se realiza en la ciudad se Chimbo.
Su sueño es seguir ampliando el negocio.
El desafío que enfrenta es luchar contra cualquier problema.
En el tiempo libre le gusta reunirse con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!