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Anush is from Dimitrov village in the Ararat region. She is an assistant at local clinic, and has also been involved in agriculture for 12 years. She keeps 30 chickens, and grows tomatoes and apple trees. Anush works hard to ensure a good harvest and sustain her family of five: herself, her husband, her parents-in-law and her four-year-old son. The whole family helps her sell her products locally and generate income which is vital for the family. Because the family has a hard time covering its daily costs, she lacks sufficient funds to invest in her farm. She has applied for this loan from SEF International to buy fertilizer and a polyethylene cover for her greenhouse. This will allow her to cultivate more fruits and vegetables and significantly increase her income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Anush to buy fertilizer and a polyethylene cover for her greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 1, 2013
Currency Exchange Loss:
May 17, 2015