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Bwikaara Tweyombeka Group
In this Group: Magret, Joyce, Erikanjero, Joyce, William, Serivesti, George , Andrew, Musa, Topista
Margret is a 41-year-old widow with seven children who stay with her. She takes care of these children by paying school fees termly and providing for their basic needs. Margret operates a business for second hand clothes to earn money and look after the family. She has been operating this business since 2008.

Margret wants a loan of 500,000 shillings to add capital into her business and to be able to generate enough income for the family. Her dream is to educate the children up to high institutions of learning.
Her major challenge however, is the limited capital in the business, combined with bad weather which affects her secondary business of agriculture.
Ten of the group members got loans however one other member(the eleventh) pictured in the photograph will get a loan in the next cycle.The other person in the photograph standing at the front with a necktie is the loan officer.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,580.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bwikaara Tweyombeka Group's $1,675 loan helped a member to buy second hand clothes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 15, 2013
Currency Exchange Loss:
Mar 17, 2014