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Ne’mat is a 57-year-old woman. She is a mother to eight sons and daughters.

They have been living off her husband's retirement salary for a while, but she felt that they needed to have a small business to gain more income for the family and make better use of their free time rather than doing nothing.

So she opened a small food market under their apartment, where she sells basic food products and some snacks.

She is now applying for a loan to obtain more food products for the store and sell a greater variety.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 25
    View loans »
    Jordan Loans Fundraising
  • $8,222,050
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Ne'mat to obtain more food products.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 27, 2013
May 1, 2013
Currency Exchange Loss:
Mar 19, 2015