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Manvel
Manvel is from Hatsavan village of Syuniq region which is famous for its severe cold climate. The best agricultural business for the locals is cattle farming and some limited land cultivation.

Manvel is married with two sons (24 and 29 years old). He keeps 4 cows, 40 chickens and cultivates wheat, barley and potatoes. Manvel also owns a small orchard where he grows nut, apple and pear trees. Together with his sons, Manvel works hard to gather good harvest. They sell the gathered harvest in the local market and get income, which is hardly enough for covering the family's daily costs.

To be financially more secure and to enlarge the agricultural business, Manvel has requested a loan from SEF International. With the loan's help Manvel will buy barley seeds, fertilizer and fuel for taking the gathered harvest to the local market. The loan is very important for Manvel and his sons to increase their farm and gather high income which is very important for covering the family's basic needs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 105
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Manvel to pay for barley seeds, fertilizer and fuel for taking the gathered harvest to the local market.
72% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 16, 2013
Listed
May 1, 2013
Currency Exchange Loss:
N/A