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Maa Adishakti Self Help Group
In this Group: Gita , Ranju , Mina , Babita , Nirupama , Anjana Ku , Pramila , Saraswati , Dhobi , Lakshmi
Maa Adishakti Self Help Group consists of 10 members of whom all are women. These entrepreneurs are very humble, hardworking and responsible people with good manners and lots of enthusiasm to improve their lives.

One of them is Gita who was selected as their president. Gita is a 22-year-old lady living with her husband and her three children. The lady sitting in the middle wearing a white saree is Gita. Her husband works as a labourer in a factory situated near her village.

She runs a variety shop to help her husband financially. She sells betel, grains, lentils, spices, biscuits, soap, detergent, hair oil, etc. in her shop. She has developed a very good relationship with her customers in the village. She likes the fact that she can cater to the needs of the people in her village. She has a plan to make her shop bigger and keep multiple things in her shop to meet her customers' demands. She also wants to purchase items for her shop in bulk, directly from the wholesalers. For this she has requested a loan to purchase items like toothbrushes, toothpaste, soft drinks, wheat flour, rice and other household consumables.

Gita, along with her group members, has requested a loan amount of 130,000 INR.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $2,900
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $4,279,050
    Funds lent in using Kiva
  • 54.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Adishakti Self Help Group's $2,400 loan helped a member to pay for toothbrushes, toothpaste, soft drinks, wheat flour, rice and other household consumables for her variety shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 10, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
Possible