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Nina
Nina runs a farm where she houses 10 chickens. She also owns a plot of land where she cultivates potatoes and onions and grows cherry trees. She works hard to gather a good harvest and earns income by selling the harvested items at the local market.

Realizing that agriculture is the only source of her income, Nina has applied to SEF International for a loan. With the loan's help, Nina will be able to purchase fertilizers and onion seeds as well as fuel to transport her agricultural products to the market.

The loan is very important to Nina because it will enable her to increase her agricultural activity and earn more income. This is vital for sustaining her family of seven, including her husband and his parents as well as their three children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Nina to pay for fertilizers and onion seeds as well as fuel to transport her agricultural products to the market.
69% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 17, 2013
Listed
May 1, 2013
Currency Exchange Loss:
N/A